Monthly Archives: October 2017

    • Don’t Let Fear Stop You from Applying for a Mortgage

      A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainty about the buying process. A specific cause for concern tends to be mortgage qualification. For many, the mortgage process can be scary, but it doesn’t have to be! In order to qualify in today’s market, you’ll […]
      Written by Denise Zervos
    • Renting or Buying…Either Way, You’re Paying Someone’s Mortgage

      There are some people who have not purchased homes yet because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s. As Entrepreneur Magazine, a premier source for small business, explained in their article, “12 Practical […]
      Written by Denise Zervos
    • Buying a Home Can Be Scary… Unless You Know the Facts [INFOGRAPHIC]

      Some Highlights:

      Many potential homebuyers believe that they need a 20% down payment and a 780 FICO® score to qualify to buy a home, which stops many of them from even trying! Here are some facts:
      • 40% of millennials who purchased homes this year have put down less than 10%.
      • 76.4% of loan applications were approved last month.
      • The average credit score of approved loans was 724 in September.
      Written by Denise Zervos
    • How to Save on a Mortgage Payment Whether Buying or Selling

      In Trulia’s recent report, Rent vs. Buy: Roommate Edition, they examined the impact that renting with a roommate has in determining whether it is more expensive to rent or buy. The study explains: “Since we started keeping track in 2012, it’s been a better deal to buy than rent in America’s largest housing markets – and […]
      Written by Denise Zervos
    • The #1 Reason to List Your House, NOW!

      The National Association of Realtors (NAR) released the results of their latest Existing Home Sales Report which revealed that sales rose 0.7% month-over-month, but remain 1.5% lower than they were a year ago. Some may look at these numbers and think that now is not a good time to sell their house, but in fact, […]
      Written by Denise Zervos
    • Millennials Flock Towards Low Down Payment Programs

      A report released by Down Payment Resource shows that 61% of first-time homebuyers purchased their homes with a down payment of 6% or less. The trend continued among all buyers with a mortgage, as 73% made a down payment of less than 20%. An article by Chase points to a new wave of millennial homebuyers: “We teamed up with Google to […]
      Written by Denise Zervos
    • 5 Reasons to Hire a Real Estate Professional When Buying or Selling!

      Whether you are buying or selling a home, it can be quite an adventurous journey. This is why you need an experienced real estate professional to guide you on the path to your ultimate goal. In this world of instant gratification and internet searches, many sellers think that they can For Sale by Owner or FSBO. The […]
      Written by Denise Zervos
    • The Cost of Renting vs. Buying a Home [INFOGRAPHIC]

      Some Highlights: Historically, the choice between renting or buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (29.2%) vs. the percentage needed to buy a median-priced home (15.8%)...
      Written by Denise Zervos
    • Hiring an Agent to Sell Your House May Cost You NOTHING!

      There is no doubt that it is easier to sell your house when using the services of a local real estate professional. The agent will provide: Greater exposure to more buyers The skills of a professional negotiator A layer of protection from possible legal liabilities Professional guidance in navigating any pitfalls that may arise A […]
      Written by Denise Zervos
    • Hiring an Agent to Sell Your House May Cost You NOTHING!

      There is no doubt that it is easier to sell your house when using the services of a local real estate professional. The agent will provide: Greater exposure to more buyers The skills of a professional negotiator A layer of protection from possible legal liabilities Professional guidance in navigating any pitfalls that may arise A […]
      Written by Denise Zervos